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Australia Property
Buyer guides, foreign-buyer rules, seller education and practical Australia property research with Thao Pham.
Negative Gearing and CGT Reform 2026 — What Property Investors Need to Know
Australia's 2026 tax reform changes future negative gearing and capital-gains treatment from 1 July 2027. Existing investments held before 7:30pm AEST 12 May 2026 are protected from the negative-gearing change.
EltNetwork
Oct 72 min read
Help to Buy 2026 — 2% Deposit and Shared Equity Explained
Help to Buy is now operating nationally. Eligible Australian citizens can buy with a minimum 2% deposit while the Government contributes up to 30% for an existing home or 40% for a new home.
EltNetwork
Oct 72 min read
Australian Government 5% Deposit Scheme 2026 — No Income Caps, No Waitlist
Eligible first home buyers can buy with a minimum 5% deposit under the Australian Government 5% Deposit Scheme, with no income caps, unlimited places and no LMI.
EltNetwork
Oct 71 min read
Foreign Buyers in NSW — 9% Surcharge Duty and 5% Surcharge Land Tax
Foreign buyers of NSW residential property can face state surcharges on top of normal transfer duty and land tax. The current surcharge purchaser duty rate is 9% and surcharge land tax is 5%.
EltNetwork
Oct 72 min read
Bankstown TOD Precinct — What the New Planning Controls Mean
Bankstown is an NSW TOD Accelerated Precinct. New planning controls are in effect, but property-specific potential still depends on the exact site and proposal.
EltNetwork
Oct 71 min read
NSW TOD Does Not Mean Automatic Development Approval
Transport Oriented Development controls can change planning potential near stations, but whether they apply depends on the mapped site and current planning controls.
EltNetwork
Oct 71 min read
Western Sydney International Airport Opens 25 October 2026 — What Property Buyers Should Know
WSI opens to passenger flights on 25 October 2026. Infrastructure changes movement and employment patterns, but it does not guarantee price growth for any property.
EltNetwork
Oct 71 min read
Open Home Checklist — What to Look at Before Emotion Takes Over
At an inspection, check practical details first, then use professional reports for risks you cannot assess yourself.
EltNetwork
Oct 71 min read
How to Build a Property Suburb Shortlist — 3 Filters Before Hype
A useful suburb shortlist starts with daily life, total ownership cost and property evidence, not headlines or social-media hype.
EltNetwork
Oct 71 min read
NSW First Home Owner Grant vs Stamp Duty Assistance — They Are Not the Same
The $10,000 First Home Owner Grant and the First Home Buyers Assistance Scheme are separate NSW programs with different property and price rules.
EltNetwork
Oct 71 min read
Buying Off the Plan in NSW — What Extra Homework Should You Do?
Off-the-plan contracts can be long and complex. Buyers get a longer cooling-off period, but still need independent legal review and clear delivery/payment checks.
EltNetwork
Oct 71 min read
Making an Offer on a NSW Property — What Actually Locks the Deal In?
An offer is not the same as a binding sale. In NSW, exchange of signed contracts is the key legal step, and the highest offer is not always the one a vendor accepts.
EltNetwork
Oct 71 min read
Vietnamese Buyers of Australian Property — Citizen, PR, Temporary Visa or Overseas?
For Australian residential property, nationality alone is not the test. Your citizenship, permanent residency or foreign-person status changes what you can buy and whether a residential application is required.
EltNetwork
Oct 71 min read
Investment Property Checklist — 5 Questions Before You Buy
Before calling an investment property a good deal, check holding costs, vacancy resilience, tenant demand, your exit plan and whether you are buying for cash flow or growth.
EltNetwork
Oct 71 min read
Building, Pest and Strata Reports — What NSW Buyers Should Check
A property can look fine at inspection and still carry expensive risks. Building, pest and strata reports help buyers see beyond presentation.
EltNetwork
Oct 71 min read
NSW Property Cooling-Off Period — 5 Days, 0.25% and the 66W Certificate
Most residential private-treaty purchases in NSW have a 5-business-day cooling-off period, but there are important exceptions and costs.
EltNetwork
Oct 71 min read
Buying at Auction in NSW — The No Cooling-Off Checklist
If you win at auction in NSW, you sign the contract and usually pay the deposit immediately. There is no cooling-off period. Prepare before you bid.
EltNetwork
Oct 71 min read
NSW First Home Buyers Assistance Scheme 2026 — Thresholds & Eligibility
First home buyers in NSW may qualify for a full transfer-duty exemption up to $800,000 or a concession below $1 million. Here are the current thresholds and key eligibility checks.
EltNetwork
Oct 71 min read
Buying Property in Australia — 4 Costs Beyond the Deposit
The deposit is only one part of the purchase budget. Buyers should also allow for transfer duty, reports, legal/conveyancing, loan and moving costs.
EltNetwork
Oct 71 min read
Foreign Buyers in Australia 2026 — Established vs New Property Rules
Foreign investors are generally banned from buying established dwellings until 30 June 2029, but new dwellings and vacant residential land have different pathways.
EltNetwork
Oct 71 min read
Elt Network
Insights
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Start Here: Australia, Vietnam Property & René-Cell Guides | Thao Pham
A bilingual starting point for Thao Pham's verified Australia property, Western Sydney, Vietnam property and René-Cell guidance.
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